Colorado Says No to “Bet Now, Pay Later.” Arkansas Should Too.

As of last week, Colorado gamblers can no longer use credit cards to fund sports betting apps, and they are limited to six deposits per day. The new rules come from a bipartisan bill passed in May after lawmakers grew alarmed by rising addiction rates — especially among young men and boys.

We have written repeatedly about the explosion in gambling over the past few years. Studies show more than half of men ages 18 – 49 now have an active sportsbook account online. The Denver Post reports Colorado gamblers bet a staggering $6.4 billion on sports last year alone. But this kind of gambling is taking a serious toll on everyday families.

A recent report from the Ethics and Public Policy Center found legal sports betting is linked to increases in personal bankruptcies and credit card delinquencies, writing:

This rise in bankruptcy rates translates to roughly 30,000 more personal bankruptcies in the United States every year, and the households that experienced most adverse effects were the ones with existing financial constraints when legalization occurred.

Bankruptcy attorneys across the country say online sports betting is driving a surge in personal bankruptcies — especially among young men in their 20s and 30s.

Chad Van Horn, a bankruptcy attorney in Florida, recently told Business Insider that roughly 15% of his clients now carry gambling-related debt — and that it piles up faster than any other type of debt he sees.

He described clients going from zero to $25,000 in credit card debt in a matter of months. “The debt builds incredibly fast because people aren’t gambling with cash; they’re gambling with borrowed money,” Van Horn said.

Ed Boltz, a bankruptcy attorney in North Carolina, said the same thing, noting that, “It has been astonishing, the speed in which people can fall into this.”

Researchers at UCLA estimate that online sportsbooks are linked to an increase of roughly 30,000 more bankruptcies per year nationwide.

A report from the Federal Reserve Bank of New York found that states with legal mobile sports betting have seen credit delinquency rates spike — especially among borrowers under 40.

The list goes on.

These financial problems affect families and even whole communities.

Prohibiting sportsbooks from accepting credit cards could help protect gamblers from running up excessive gambling debts.

Family Council has said before that restrictions like this one are something Arkansas could do to address predatory gambling.

As powerful corporations try to make gambling part of everyday life, it is important for Arkansas to protect its citizens and families the way other states have done. Otherwise, gambling addiction will simply continue wrecking lives and hurting families in our state.

Articles appearing on this website are written with the aid of Family Council’s researchers and writers.

Existential Crisis and the Antidote: Guest Column

2026 study found that one-third of Americans are currently experiencing an existential crisis of meaning, including 39% of Millennials and an alarming 52% of Gen Z.  

Today on Breakpoint, author and professor Dr. Thaddeus Williams has some thoughts on what’s causing the catastrophic loss of meaning today and how the person of Jesus Christ provides what the world needs most. 

If we want to speak meaning into our cultural moment, with its epidemic levels of felt meaninglessness, let us run a short thought experiment. 

Paul tells us in Colossians 1:16 that all things were created both by Jesus and for Jesus. In Romans 11:36 we see that from Christ and through Christ and to Christ are all things, to whom all glory is due. Theologian Colin Gunton notes that “It is not therefore something which holds things together, but someone,” and that Someone is Jesus. 

In our thought experiment let us assume for a moment that the resurrected Person of Jesus is not the ultimate focal point of meaning, what then? 

Dr. Loyal Rue, an avowed atheist, helps us run the experiment. In a famous lecture called “The Noble Lie” delivered to the American Academy for the Advancement of Science, Dr. Rue offers us three possibilities for finding meaning. First, each individual can become the centerpoint of meaning for his own universe of personal fulfillment. Rue calls this “the madhouse option,” which abandons all hope for social cohesion. Second, the State can make itself the centerpoint of meaning in an otherwise meaningless cosmos. Rue calls this “the totalitarian option” where all individuality and freedom are lost. Third, we can say that the universe has meaning even though it doesn’t. Rue calls this “the Noble Lie,” which “deceives us, tricks us, compels us beyond self-interest.” In Rue’s bleak trilemma, either the Me destroys the We, the We destroys the Me, or the Lie saves them both, but only by destroying the Truth. (Rue himself defends option three, since “without such lies we cannot live.”) Atheist Alex Rosenberg offers a fourth possibility in the concluding line of his book, The Atheist’s Guide to Reality: “Take Prozac or your favorite serotonin reuptake inhibitor, and keep taking them till they kick in.” 

So take your pick: Would you rather live in Rosenberg’s Pharmacy of chemically-induced meaning, Rue’s Church of the Noble Lie, the totalitarian’s Prison of State-imposed meaning, or the relativist’s Madhouse of self-made meaning? 

Thankfully, the thought experiment fails. Those are not our only options. Jesus is, in fact, the Telos, the Goal, the focal point where all lines converge and find enduring purpose. 

In the era before the seventeenth century, before Galileo, Kepler, and Newton, a fixation on meaning questions often left our understanding of the material world dragging woefully behind. In the era following the Scientific Revolution, we have come to understand the mechanics of the universe far greater than ever before. Yet it appears more meaningless to us than ever. We know more and more about matter but less and less about why matter matters. 

Such close-minded materialism has ushered us into a kind of teleological Dark Ages. We have become just as naïve about the meaning of the universe as the medieval alchemist was about the mechanics of the universe. But the meaning void left swirling at the center of a materialist’s cosmos will be filled with something. The human heart, like nature, abhors a vacuum. 

To our family, friends, neighbors, and co-workers who are experiencing that existential crisis, we must show them a Grand Telos beyond Dr. Loyal Rue’s madhouse, totalitarian nightmares, and noble lies, a meaning infinitely more meaningful than Alex Rosenberg’s pharmaceutical illusions. We must point them not to an impersonal Something but to the Personal Someone by whom, through whom, and for whom they exist. Bold and clear evangelism—pointing to the resurrected Jesus as the only one big enough to save us from sin and satisfy our deepest existential longings—is precisely what our increasingly nihilistic age needs. Tell someone about Him today.    

For more on how the Person of Christ speaks to the meaning crisis of this cultural moment, see the latest book by Dr. Thaddeus Williams, Reflecting the Son: How to Mirror Jesus. 

Copyright 2026 by the Colson Center for Christian Worldview. Reprinted from BreakPoint.org with permission.

Pro-Life Efforts in Arkansas Hit a Milestone

Above: Leaders in Haynes, Arkansas passed a pro-life resolution on August 11, 2026. To date, every city and town in Lee County has passed pro-life resolutions, and the county quorum court has adopted a pro-life resolution as well.

Back in 2021, I received a call from someone in eastern Arkansas who felt called to do something impactful in her community.

Ronni Schwantz, someone who had been pro-life her entire life, was on the other end of the phone asking questions on how to pass a pro-life resolution in Lee County, Arkansas. She was ready to put her pro-life stance into action. The time was right because the legislature had just passed a law affirming the right of municipalities to adopt resolutions declaring themselves to be pro-life. In response to that law, Family Council put together a comprehensive toolkit to help guide individuals and communities in understanding how to pass pro-life resolutions. Ronni took the toolkit and initiated a push to affirm Lee County and all its cities and towns as pro-life. 

What started as an introductory conversation over the phone turned into years’ worth of effort to affirm Lee County and many other counties and cities as pro-life. Ronni partnered with local pastors, mayors, and elected officials. In 2021, Marianna became the second pro-life city in Arkansas, the first to pass a resolution after the 2021 law passed. Lee County soon followed, and the quorum court passed a pro-life resolution on October 26, 2021.

In the meantime, Ronni not only championed the passage of pro-life resolutions, but she also worked to bring a Safe Haven Baby box to St. Francis County and successfully ran for office to become a Justice of the Peace. Once she started, no setback was going to stop her.

Above: In 2021, Ronni (left) worked with leaders from Moro, Arkansas, to pass a resolution affirming the community is pro-life.

Five years later, Ronni called me once again. On August 11, 2026, the final city in Lee County, Haynes, passed a pro-life resolution. This made Lee County the first county in Arkansas – and I would dare say the nation – to be 100% pro-life. This milestone was a testament to the goodness of God and the faithful laboring of people like Ronni Schwantz.

Pro-life resolutions are an incredible way for local pro-lifers to promote and espouse a culture of life. The annual ranking by Americans United for Life indicates Arkansas’ pro-life stance along with the twenty-five counties and seventeen cities and towns who have passed pro-life resolutions since 2021. Arkansas has seen many attacks on the sanctity of life, but because of the efforts of countless pro-life Arkansans like Ronni, there is great hope for a future that honors the sanctity of every life.

Erin Hogan has worked with Family Council since January of 2019, where she serves as Director of Government Relations.